American Express Blue Sky Credit Card

American Express Blue Sky Credit Card

American Express Blue Sky Credit Card
Summary: Rewards card with no restrictions or annual fee

Description: 

The Blue Sky Credit Card by American Express offers rewards with no restrictions or blackout dates, low interest rate balance transfer option and no annual fees.

Earn 1.25 Blue Sky points for every dollar made in purchases when your account is kept in good standing. You can earn 12,000 Blue Sky bonus points if you make $3000 in purchases within the first 6 months of card membership. Points can be used for unlimited travel choices including any airline, hotel, cruise, car rental or any travel package charged to your Blue Sky credit card.

During the first 6 months of card membership, make a balance transfer and enjoy the 4.99% introductory rate. The standard interest rate on purchases and cash advances is 18.99%. This card has no annual fee for primary or supplemental cards.

The Blue Sky credit card includes $100,000 travel accident insurance and optional balance protection for an additional fee.

Overview

Version:
Standard
Credit required:
Good
Card Type:
American Express
Minimum Income: 
$15,000
 

Annual Interest Rates

Interest Rate: 
18.99%
Cash Advance: 
18.99%
Balance Transfer: 
4.99%
Grace Period: 
21 days
Note: 
Introductory rate of 4.99% for 6 months
Minimum Payment: 
$10 or 3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$0
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Amex Account Protector
Age to Qualify: 
Under 70
Monthly Premium: 
$0.79 (per $100 of outstanding balance)
Maximum Benefit: 
$10000
 

Rewards

Earn 1.25 Blue Sky points for every dollar spent
Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
No
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.