American Express Air Miles Credit Card

American Express Air Miles Credit Card

American Express Air Miles Credit Card
Summary: Rewards card for Air Miles program with no annual fee

Description: 

The Air Miles credit card by American Express is a rewards card with no annual fee and basic benefits. Earn 1 Air Mile for every $15 spent with the American Express Air Miles card at Air Miles sponsors and 1 Air Mile for every $20 spent everywhere else. 150 bonus Air Miles are awarded upon first use of your approved card.
This card has an introductory purchase interest rate of 2.99% for the first 12 months of the card. The regular interest rate of 19.9% applies for balance transfers and cash advances and for purchases after the first 12 months or 1 missed payment. There is no annual fee for the primary or supplemental cards.

Overview

Version:
Standard
Credit required:
Fair
Card Type:
American Express
Reward Program: 
Air Miles
Minimum Income: 
$15,000
Minimum Credit Limit: 
$1,000
 

Annual Interest Rates

Interest Rate: 
2.99%
Cash Advance: 
19.99%
Balance Transfer: 
19.99%
Grace Period: 
21 days
Note: 
Promotional purchase interest rate for 12 months
Minimum Payment: 
$10 or 3% (whichever is greater)
 

Annual Fees

Annual Fee: 
$0
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Amex Account Protector
Age to Qualify: 
Under 70
Monthly Premium: 
$0.79 (per $100 of outstanding balance)
Maximum Benefit: 
$10000
 

Rewards

1 Air Mile for every $20 in purchases
Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
Yes
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
No
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.