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Alterna WorldPoints Low Fee MasterCard
Alterna WorldPoints Low Fee MasterCard
Summary: Rewards card redeemable for travel, merchandise and cash for a low annual fee
Description:
The WorldPoints MasterCard by Alterna is a rewards card with a low annual fee. With this MasterCard, earn 1 WorldPoint for every $1 in purchases. These points are redeemable for travel, merchandise,gift certificates and charitable donations. Upon making the first qualified purchase, the cardholder will receive 2500 bonus WorldPoints. There is no maximum earnings cap on the number of points that can be accumulated. Balance protection is provided by CreditWise at a cost of $0.99 per $100 of unpaid balance and will cover a maximum $30,000 benefit. You must be under 70 years old to qualify.
Overview
Annual Interest Rates
Interest Rate:
12.99%Cash Advance:
14.99%Balance Transfer:
1.99%Grace Period:
21 daysNote:
1.99% introductory rate on balance transfers and cheque cash advances for 6 monthsAnnual Fees
Annual Fee:
$29Supplemental Cards:
$0Balance Protection
Insurance Plan:
Credit WiseAge to Qualify:
Under 70Monthly Premium:
$0.99 (per $100 of outstanding balance)Maximum Benefit:
$30000Rewards
Earn 1 WorldPoint for every dollar spent (no maximum)
Travel / Vacation:
YesCash Back:
NoMerchandise:
YesGroceries:
NoVehicle Rebates:
NoCharitable Donations:
YesHealth Care:
NoFinancial Products:
NoBenefits
Car Rental Insurance:
NoExtended Warranty:
NoTravel Accident Insurance:
NoTravel Medical Insurance:
NoTrip Cancellation Insurance:
NoFlight Delay Insurance:
NoBaggage Insurance:
NoRoad Insurance:
NoBalance Protection Insurance:
Yes*Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.