Alterna TravelRewards MasterCard

Alterna TravelRewards MasterCard

Alterna TravelRewards MasterCard
Summary: Earn travel rewards for a low annual fee

Description: 

The TravelRewards MasterCard by Alterna is a rewards credit card with an annual fee and some included insurance benefits.

Earn 1 point for every $1 in purchases made with this Alterna Bank TravelRewards MasterCard. Points are redeemable for travel on over 75 airlines with no blackout dates. There is no expiration date on points however only 100,000 points can be accumulated per year. You will receive a 2500 bonus points each year on the account anniversary date.

This card has some insurance benefits such as up to $1,000,000 in common carrier travel accident insurance and extended warranty coverage on purchases up to one year. You can also add balance protection offered by CreditWise which insures up to $30,000 of your balance for a monthly premium of $0.99 (Must be under 70 to qualify.)

Overview

Version:
Standard
Credit required:
Good
Card Type:
MasterCard
Reward Program: 
TravelRewards
Issuer: 
Alterna
 

Annual Interest Rates

Interest Rate: 
18.99%
Cash Advance: 
19.99%
Balance Transfer: 
19.99%
Grace Period: 
21 days
 

Annual Fees

Annual Fee: 
$89
Supplemental Cards: 
$0
 

Balance Protection

Insurance Plan: 
Credit Wise
Age to Qualify: 
Under 70
Monthly Premium: 
$0.99 (per $100 of outstanding balance)
Maximum Benefit: 
$30000
 

Rewards

Earn 1 point per dollar in purchases (maximum 100,000 points per year)
Travel / Vacation: 
Yes
Cash Back: 
No
Merchandise: 
No
Groceries: 
No
Vehicle Rebates: 
No
Charitable Donations: 
No
Health Care: 
No
Financial Products: 
No

Benefits

Car Rental Insurance: 
No
Extended Warranty: 
Yes
Travel Accident Insurance: 
Yes
Travel Medical Insurance: 
No
Trip Cancellation Insurance: 
No
Flight Delay Insurance: 
No
Baggage Insurance: 
No
Road Insurance: 
No
Balance Protection Insurance: 
Yes*
Indicates restrictions or additional fees may apply. Check the credit card's web site or fine print for more information.